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Auto Insurance Buying Tips

1. Work with an independent agency like Beauchamp & McSpadden. We have access to many auto insurance companies and can provide you with competitive quotes.

2.  Before you buy a car, ask your agent about insurance costs.

3.  Ask for higher deductibles.

4.  Reduce coverage on older cars.

5.  Buy your Auto and Homeowner insurance from the same provider.

6.  Maintain a good credit record.

7.  Take advantage of Low Mileage discounts.

8. Drive Clean -- no tickets, no accidents .

9.  Seek out other discounts: Insurers will often give credits for Good Students, membership in certain associations, college graduates, saftey equipment installed in your auto, and many more.

10. Learn more about auto insurance   Click here

FREE Guide to Auto Insurance - Click here

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Auto Insurance 101

Why do I need auto insurance?

How much coverage
do I need?


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For Home & Property insurance Click here

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Car - Deer Collisions: No winners here!

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The average cost per insurance claim for collision damage is $2,800, with costs varying depending on the type of vehicle and severity of damage. When you factor in auto claims involving bodily injury, the average rises to $10,000.

High risk times are from dusk to dawn, all year round.
Watch where it came from...more might be following
Stay alert in high deer population areas.
Brake and stay in your lane to avoid a serious crash.
Call the police or sheriff's department right away.
 

How Insurance Savvy are you?

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Video: Auto Insurance Quiz
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